
Looking for ways to save money and build wealth? We can show you how! Read more »
LATEST RESOURCE: Dave Ramsey’s Investing Philosophy
In the beginning of the foreclosure process, homeowners can still save money, their credit or their house if they act quickly. Even when declaring bankruptcy, avoiding a foreclosure on your credit report can salvage your ability to rebuild credit and buy another house, which makes the struggle against a possible foreclosure well worthwhile.
1. Sell the [...]
Question:
I sent in my final two payments totaling $400 to pay off my car. I had gotten behind, and they had been calling me about the debt. They continued calling even after I’d sent in the payments, and a guy finally told me they had changed their mailing address and I’d sent the money to [...]
1. Don’t panic. Get detailed information about the deadlines you face in resolving your problems. Pay special attention to the date on which you would lose legal right to ownership.
2. Never sign a contract under pressure. Take your time, and consult a lawyer if possible.
3. Never sign away ownership via a quitclaim deed or other [...]
Dear Dave,
My older sister has run up some pretty large debts, and there’s one creditor in particular that’s giving her a bad time. She only owes them about $500, but they somehow got our parent’s phone number. They called and made my mom feel so bad that she paid part of the bill. Now this [...]
Here is how I have saved thousands of dollars throughout the years. Whenever you break a bill whether it is a dollar, $5 or even a $50 bill consider this as change that will go into a savings jar. I stash money in my ash tray in my car and empty it once a month [...]