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17 ways to reduce your energy bill

January 25, 2008

Get a home energy audit every couple of years with your power company to find ways to cut costs.
Check with your utility company for rebates whenever you install energy-saving equipment.
Add more energy-efficient insulation to your attic, with the appropriate R-value, or resistance to heat flow, for your climate and the type of heating in your [...]

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8 unique ways to save money

January 22, 2008

Buy cheaper underwear - Do you really need that designer underwear that nobody sees but yourself? Okay, so maybe it makes you feel sexy when you’re dancing in front of the mirror, but do you really need it? You can usually get a 3 pack of underwear for the price of a single pair of [...]

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An easy way to save money

January 10, 2008

Here is how I have saved thousands of dollars throughout the years. Whenever you break a bill whether it is a dollar, $5 or even a $50 bill consider this as change that will go into a savings jar. I stash money in my ash tray in my car and empty it once a month [...]

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Tell your money what to do!

January 3, 2008

Having fun Christmas shopping? Well, once Christmas is over, it’s time to transition back to a normal daily routine. Don’t sigh, though! This is also a time where you can start fresh and make your money work for you! Here are some key points in developing and sticking to your budget this month:
Write it down. [...]

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Worried about bankruptcy…

January 2, 2008

Question:
My wife and I are both 30, and we’re afraid we may have to file bankruptcy. We make $70,000 a year, credit card debt of $23,000, a home with a $143,000 balance, $10,000 in student loans and $5000 in medical expenses. We’ve cut up the cards, but things look pretty bad and we’re thinking about [...]